165 Gridley Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 165 Gridley Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,745 sqft · built 1987
Lot Size	9.47 acres (412,513 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2018)
Tax Bill	$9,570 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`433889 118.-1-10`

Property Details

APN / Parcel Number

Primary APN	`433889 118.-1-10`
Alternative APNs	`388911800000010100000000` `495J100953`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,745 sqft Living Area
1st Floor Area	1,452 sqft
2nd Floor Area	1,134 sqft
Upper Floors Area	159 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	412,513 sqft (9.47 acres)
Lot Width	351 ft Width
Garage Type	Mixed
Garage Area	2,087 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	402 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	495J100953
Street Address	165 GRIDLEY RD
City	MIDDLEBURGH
State	NY
Zip	12122-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HOUSE
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	4
Census Block	4039
Census Tract	740700

Owner

Source: Schoharie County and Middleburgh Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 GRIDLEY RD, MIDDLEBURGH, NY 12122-6201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage CAPITAL COMMUNICATIONS FCU
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Aug 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2018748605
Deed Book / Page	1075 / 249
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	165 GRIDLEY RD, MIDDLEBURGH, NY 12122-6201
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001813/0000000200
Date	Aug 30, 2018
Book Page	0000001813/0000000200
Instrument	000000748606

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	165 GRIDLEY RD, MIDDLEBURGH, NY 12122-6201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1889/254
Date	Aug 11, 2020
Book Page	1889/254
Instrument	777397

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 30, 2018
Property Address	165 GRIDLEY RD, MIDDLEBURGH, NY 12122-6201
Document Number	001075/249
Book / Page	1075 / 249
Instrument Date	Aug 29, 2018
Instrument	000000748605
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 ECKER HOLLOW RD, SCHOHARIE, NY 12157-3502

Tax Assessment & Valuation

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,570.00 (+152.57%)	$184,480 (-) Land $23,480 Building $161,000	$396,731 (+9.68%) Land $50,495 Building $346,236
2023		$184,480 (-) Land $23,480 Building $161,000	$361,725 (+5.88%) Land $46,039 Building $315,686
2022		$184,480 Land $23,480 Building $161,000	$341,630 Land $43,482 Building $298,148
2021	$3,789.00 (-59.49%)
2020	$9,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	98 (1978–2021)
Claims Outside the SFHA	8 of 98
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 26 claims Severe Storms And Flooding, Apr 2005 · 22 claims Flooding, Apr 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

May also be available: Spectrum, T-Mobile.

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