165 Gardner Rd, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 165 Gardner Rd, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,401 sqft · built 1943
Lot Size0.97 acres (42,253 sqft)
Owner2 Individual Names on Record
Last Sale$35,000 (Jun 1997)
Tax Bill$2,665 (2025)
Deeds & MortgagesSep 2020 Refinance
APNWINC M:14 B:0 L:10

Property Details

APN / Parcel Number

Primary APNWINC M:14 B:0 L:10
Alternative APN
  • WCDN M:14 B:0 L:10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,401 sqft Living Area
Gross Area1,970 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleRanch
Exterior MaterialStone
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area42,253 sqft (0.97 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address165 GARDNER RD
CityWINCHENDON
StateMA
Zip01475-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number10
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group2
Census Block2014
Census Tract701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address165 GARDNER RD, WINCHENDON, MA 01475-2108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 1997 · Amount on Record
Deed SaleJun 30, 1997 · Amount on Record
Deed Book / Page18953 / 14
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address165 GARDNER RD, WINCHENDON, MA 01475-2108
Transaction TypeMortgage
Record UpdatedApr 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number063230-122
DateSep 11, 2020
Book Page63230/122
Instrument104554
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,665.00 (+5%)$226,800 (+12.06%) Land $47,500 Building $179,300$310,080 (+4.78%)
2024$2,538.00 (+2.71%)$202,400 (+9.76%) Land $43,200 Building $159,200$295,925
2023$2,471.00$184,400 Land $41,000 Building $143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gardner Rd

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