151 Gardner Rd, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 151 Gardner Rd, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1950
Lot Size	1.97 acres (86,031 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jul 2026)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Line of Credit
APN	`WINC M:12 B:0 L:106`

Property Details

APN / Parcel Number

Primary APN	`WINC M:12 B:0 L:106`
Alternative APN	`WCDN M:12 B:0 L:106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,576 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Fireplaces	5 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	86,031 sqft (1.97 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	151 GARDNER RD
City	WINCHENDON
State	MA
Zip	01475-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	106
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2014
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 GARDNER RD, WINCHENDON, MA 01475-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PRIME LENDING
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	202655098
Deed Book / Page	73817 / 204
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jul 1, 2026
Property Address	151 GARDNER RD, WINCHENDON, MA 01475-2108
Document Number	0000055098
Book / Page	73817 / 204
Instrument Date	Jun 29, 2026
Instrument	202655098
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 GARDNER RD, WINCHENDON, MA 01475-2108

Mortgage

Date	Jul 1, 2026

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	151 GARDNER RD, WINCHENDON, MA 01475-2108
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072903-109
Date	Dec 1, 2025
Book Page	72903/109
Instrument	104656

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Jan 1, 2065

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (+5.02%)	$390,100 (+12.07%) Land $50,300 Building $339,800
2024	$4,365.00 (+2.66%)	$348,100 (+9.71%) Land $46,000 Building $302,100	$276,830
2023	$4,252.00	$317,300 Land $43,800 Building $273,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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