165 Earls Mill Rd, Seneca, SC 29678 Property Records

Oconee County property record for 165 Earls Mill Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 2001
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Apr 2021)
Tax Bill	$949 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310-00-03-069`

Property Details

APN / Parcel Number

Primary APN	`310-00-03-069`
Alternative APN	`43616`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	79,715 sqft (1.83 acres)
Garage Type	Attached
Garage Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43616
Old Parcel Number	310 00 03 069
Street Address	165 EARLS MILL RD
City	SENECA
State	SC
Zip	29678-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT B (1.829 AC)
Legal Subdivision	JAMES G HART B
Legal Tract	B
Legal Block	3
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1025
Census Tract	30903

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	165 EARLS MILL RD, SENECA, SC 29678-6207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional with PMI NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	0000017796
Deed Book / Page	2681 / 153
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 29, 2021
Property Address	165 EARLS MILL RD, SENECA, SC 29678-6207
Document Number	0000017796
Book / Page	2681 / 153
Map Reference	MB A829 PG 1
Instrument Date	Apr 23, 2021
Instrument	17796
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,026.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 EARLS MILL RD, SENECA, SC 29678-6207

Mortgage

Document Number	0000017797
Date	Apr 29, 2021
Book Page	4144/343
Instrument	17797

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	165 EARLS MILL RD, SENECA, SC 29678-6207
Document Number	0039310318
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 EARLS MILL RD SENECA SC 296786207, SENECA, SC 29678-6207

Mortgage

Document Number	0039310318
Date	Feb 28, 2020
Book Page	003931/000318

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$949.00	$11,049 (-) Land $878 Building $10,171	$276,230 (-) Land $21,960 Building $254,270
2023		$11,049 Land $878 Building $10,171	$276,230 Land $21,960 Building $254,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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