127 Earls Mill Rd, Seneca, SC 29678 Property Records

Oconee County property record for 127 Earls Mill Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,936 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	2 Owner Names on Record
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310-00-03-031`

Property Details

APN / Parcel Number

Primary APN	`310-00-03-031`
Alternative APN	`43580`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43580
Old Parcel Number	310 00 03 031
Street Address	127 EARLS MILL RD
City	SENECA
State	SC
Zip	29678-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A
Legal Subdivision	J GLENN HART
Legal Tract	A
Legal Block	3
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1025
Census Tract	30903

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	127 EARLS MILL RD, SENECA, SC 29678-6207
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 22, 2019	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 24, 2012
Last Transfer Date	Dec 11, 2014
Transfer Doc	0000006096
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	127 EARLS MILL RD, SENECA, SC 29678-6207
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018770
Date	May 17, 2021
Book Page	4153/112
Instrument	18770

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	127 EARLS MILL RD, SENECA, SC 29678-6207
Document Number	0038150250
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 EARLS MILL RD SENECA SC 296786207, SENECA, SC 29678-6207

Mortgage

Document Number	0038150250
Date	Mar 29, 2019
Book Page	003815/000250

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2034

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$6,873 (-) Land $700 Building $6,173	$171,819 (-) Land $17,500 Building $154,319
2023	$6,873 Land $700 Building $6,173	$171,819 Land $17,500 Building $154,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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