165 E Flat Rock Dr, Westfield, IN 46074 Property Records

Hamilton County property record for 165 E Flat Rock Dr, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,361 sqft · built 1998
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$312,550 (Apr 2026)
Tax Bill	$2,696 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-02-006-022.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-02-006-022.000-015`
Alternative APN	`0909020006022000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	1,781 sqft
1st Floor Area	1,361 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	165 E FLAT ROCK DR
City	WESTFIELD
State	IN
Zip	46074-8996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .16, SECTION 2, TOWNSHIP 18, RANGE 3, PINE RIDGE, SECTION 4, LOT 123
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINE RIDGE SECTION 4
Legal Block	4
Legal Lot Number	123
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	110406

Owner

Source: Hamilton County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage FORUM CREDIT UNION
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	202618853
Prior Transfer Date	Aug 2, 2002
Prior Transfer Doc	0000059288
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 30, 2026
Property Address	165 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Document Number	0000018853
Instrument Date	Apr 30, 2026
Instrument	2026.18853
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 E FLAT ROCK DR, WESTFIELD, IN 46074-8996

Mortgage

Document Number	0000018854,
Date	Apr 30, 2026
Instrument	2026..18854

Lender

Name	FORUM CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 6, 2023
Property Address	165 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Document Number	0000006855
Map Reference	DOC 9833101
Instrument Date	Mar 2, 2023
Instrument	2023006855
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 E FLAT ROCK DR, WESTFIELD, IN 46074-8996

Mortgage

Document Number	0000006856
Date	Mar 6, 2023
Instrument	2023006856

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	165 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032932
Date	Jun 3, 2020
Instrument	2020032932

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,800 (+7.36%) Land $70,000 Building $186,800	$256,800 (+7.36%) Land $70,000 Building $186,800
2024	$2,696.00 (+2.39%)	$239,200 (+1.14%) Land $45,400 Building $193,800	$239,200 (+1.14%) Land $45,400 Building $193,800
2023	$2,633.00 (+11.47%)	$236,500 (+13.92%) Land $45,400 Building $191,100	$236,500 (+13.92%) Land $45,400 Building $191,100
2022	$2,362.00	$207,600 Land $45,400 Building $162,200	$207,600 Land $45,400 Building $162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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