102 E Flat Rock Dr, Westfield, IN 46074 Property Records

Hamilton County property record for 102 E Flat Rock Dr, Westfield, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2001
Lot Size	0.169 acres (7,370 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Oct 2020)
Tax Bill	$2,807 (2024)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-02-008-002.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-02-008-002.000-015`
Alternative APN	`0909020008002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 2001
Architectural Style	Other
Roof Material	Asphalt
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	110 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0909020008002000
Street Address	102 E FLAT ROCK DR
City	WESTFIELD
State	IN
Zip	46074-8996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 2, TOWNSHIP 18, RANGE 3, PINE RIDGE, SECTION 5, LOT 73
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINE RIDGE SECTION FIVE
Legal Block	5
Legal Lot Number	73
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2002
Census Tract	110406

Owner

Source: Hamilton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 22, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	2020076078
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 22, 2020
Property Address	102 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Document Number	2020076078
Map Reference	CAB 2 SL 247
Instrument Date	Oct 1, 2020
Instrument	2020076078
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E FLAT ROCK DR, WESTFIELD, IN 46074-8996

Mortgage

Document Number	2020076079
Date	Oct 22, 2020
Instrument	2020076079

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 22, 2017
Property Address	102 E FLAT ROCK DR, WESTFIELD, IN 46074-8996
Document Number	2017022974
Map Reference	CAB2 SL247
Instrument Date	May 18, 2017
Instrument	2017022974
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E FLAT ROCK DR, WESTFIELD, IN 46074-8996

Mortgage

Document Number	2017022975
Date	May 22, 2017
Instrument	2017022975

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000022976
Date	May 22, 2017
Instrument	2017022976

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$264,800 (+6.39%) Land $70,000 Building $194,800	$264,800 (+6.39%) Land $70,000 Building $194,800
2024	$2,807.00 (+4.08%)	$248,900 (+3.24%) Land $48,900 Building $200,000	$248,900 (+3.24%) Land $48,900 Building $200,000
2023	$2,697.00 (+10.08%) Homeowner's exemption	$241,100 (+13.73%) Land $48,900 Building $192,200	$241,100 (+13.73%) Land $48,900 Building $192,200
2022	$2,450.00 Homeowner's exemption	$212,000 Land $48,900 Building $163,100	$212,000 Land $48,900 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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