DeKalb County property record for 165 E Clover Ave, Cortland, IL 60112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,686 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Dec 2015) |
| Tax Bill | $9,836 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-278-004 |
| Primary APN | 09-20-278-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 1,686 sqft Building Perimeter |
| 1st Floor Area | 1,686 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Porch | Open Porch |
| Deck Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0920278004 |
|---|---|
| Street Address | 165 E CLOVER AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 112 - NEUCORT LAKES - UNIT 3 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 112 |
| Legal Unit | 3 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4085 |
| Census Tract | 1600 |
Source: DeKalb County records · APN 09-20-278-004
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 E CLOVER AVE, CORTLAND, IL 60112-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2015 · Amount on Record |
| Deed Sale | Dec 07, 2015 · Amount on Record |
| Deed Document Number | 201511563 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 165 E CLOVER AVE, CORTLAND, IL 60112-4016 |
| Document Number | 0000008522 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 165 E CLOVER AVE CORTLAND IL 601124016, CORTLAND, IL 60112-4016 |
| Document Number | 0000008522 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 8522 |
| Name | COMPASS MTG |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 24, 2040 |
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,971 (+16.44%) Land $14,175 Building $96,796 | $332,913 (+16.44%) Land $42,525 Building $290,388 | |
| 2024 | $9,836.00 | ||
| 2023 | $95,305 Land $12,467 Building $82,838 | $285,915 Land $37,401 Building $248,514 |
Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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