Contra Costa County property record for 165 Derby Ln, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,079 sqft · built 1973 |
| Lot Size | 1.04 acres (45,720 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,529 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-290-017-1 |
| Primary APN | 256-290-017-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,079 sqft Living Area |
| 1st Floor Area | 3,079 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 45,720 sqft |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 165 DERBY LN |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | TRACT 4058 LOT 17 EX MR |
| Legal Tract | 4058 |
| Legal Lot Number | 17 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 352101 |
165 Derby Ln is owner-occupied and held in a trust since December 2009.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 165 DERBY LN, MORAGA, CA 94556-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2009 |
| Transfer Doc | 0000295695 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 165 Derby Ln was $7,529 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,072 (+2%) Land $164,325 Building $365,747 | |
| 2025 | $7,529.00 Homeowner's exemption | $519,679 Land $161,103 Building $358,576 |
| 2023 | $7,136.00 (+1.48%) Homeowner's exemption | $499,502 Land $154,849 Building $344,653 |
| 2022 | $7,032.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 165 Derby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Derby Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, Verizon.
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