Contra Costa County property record for 115 Derby Ln, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,144 sqft · built 1972 |
| Lot Size | 0.463 acres (20,150 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $13,948 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-282-005-6 |
| Primary APN | 256-282-005-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,144 sqft Living Area |
| 1st Floor Area | 3,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 20,150 sqft (0.463 acres) |
| Lot Dimensions | 150 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 DERBY LN |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | TRACT 4005 LOT 26 & TR ADJ EX MR |
| Legal Tract | 4005 |
| Legal Lot Number | 26 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 352101 |
115 Derby Ln is owner-occupied and held in a trust since March 2013.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 115 DERBY LN, MORAGA, CA 94556-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2013 |
| Transfer Doc | 0000081414 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 115 Derby Ln was $13,948 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,149,693 (+2%) Land $602,732 Building $546,961 | |
| 2025 | $13,948.00 Homeowner's exemption | $1,127,151 Land $590,914 Building $536,237 |
| 2023 | $13,171.00 (+1.62%) Homeowner's exemption | $1,083,384 Land $567,969 Building $515,415 |
| 2022 | $12,961.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 115 Derby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Derby Ln is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, Verizon.
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