165 Co Rd 79, Centre, AL 35960 Property Records

Cherokee County property record for 165 Co Rd 79, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$235 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-04-0-000-081.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-04-0-000-081.000`
Alternative APNs	`ALT APN:1402040000081000` `209125`

Interior

Stories	1 Story
Building Area	768 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	209125
Street Address	165 COUNTY ROAD 79
City	CENTRE
State	AL
Zip	35960-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT W R/W CO RD 21 & S SEC LINE, NLY 710'TO POB, NLY 100SW 200', S 100', ELY 200' TO POB
Legal Range	09E
Legal Township	10S
Legal Section	04
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4005
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 COUNTY ROAD 79, CENTRE, AL 35960-6621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	165 COUNTY ROAD 79, CENTRE, AL 35960-6621
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COUNTY ROAD 79, CENTRE, AL 35960-6621

Mortgage

Document Number	0000236967
Date	Jan 2, 2025
Instrument	236967

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$235.00 (+8.29%)
2025	$217.00 (-59.81%) Homeowner's exemption	$640 (-5%) Land $300 Building $340	$64,300 (-) Land $3,000 Building $61,300
2024	$540.00 (-2.88%)	$1,280 (-90.33%) Land $600 Building $680	$64,300 (-2.87%) Land $3,000 Building $61,300
2023	$556.00	$13,240 (+759.74%)	$66,200 (-) Land $4,300 Building $61,900
2022	$556.00	$1,540 Land $860 Building $680	$66,200 Land $4,300 Building $61,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000