165 Chestnut Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 165 Chestnut Hill Rd, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	5,806 sqft
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,842 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`081D-17-003/03`

Property Details

APN / Parcel Number

Primary APN	`081D-17-003/03`
Alternative APN	`54117`

Interior

Building Area	5,806 sqft Adjusted Area

Exterior

Lot Area	96,268 sqft (2.21 acres)

Location & Zoning

Account Number	54117
Street Address	165 CHESTNUT HILL RD
City	FLORA
State	MS
Zip	39071-8229
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 27 CHESTNUT HILL PART 1C -2.21 AC-
Legal Range	01E
Legal Township	08N
Legal Section	17
Legal Subdivision	CHESTNUT HILL PT 1C
Legal Lot Number	27
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	30402

Owner

165 Chestnut Hill Rd is owned and occupied by two individuals who acquired it in October 2018.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN
Sep 30, 2020	Deed of Trust, Mortgage FIRST A NAT'L BKNG ASSN
Feb 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK
Oct 16, 2018	Warranty Deed, Transfer TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018
Deed Sale	Oct 16, 2018
Prior Sale	May 9, 2014
Deed Document Number	0003657275
Deed Book / Page	3657 / 275
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229

Mortgage

Document Number	0004385/29
Date	Nov 3, 2023
Book Page	4385/29
Instrument	994348

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229

Mortgage

Document Number	004384/591
Date	Nov 1, 2023
Book Page	4384/591
Instrument	994289

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229

Mortgage

Document Number	004027/720
Date	Apr 23, 2021
Book Page	4027/720
Instrument	924395

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Feb 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004127/201
Date	Nov 2, 2021
Book Page	4127/201
Instrument	943344

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Document Number	0000907145
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 CHESTNUT HILL RD COLUMBUS MS 39701, COLUMBUS, MS 39701

Mortgage

Document Number	0000907145
Date	Oct 6, 2020
Book Page	003925/000068
Instrument	907145

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	6480 US HWY 398 W, HATTIESBURG, MS 39402

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Feb 3, 2020
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Document Number	0000884528
Book / Page	003813 / 000568
Instrument Date	Jan 24, 2020
Instrument	884528
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HALLMARK PL MADISON MS 391107063, MADISON, MS 39110-7063

Mortgage

Document Number	0000884528
Date	Feb 3, 2020
Book Page	003813/000568
Instrument	884528

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 2, 2021

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 16, 2018
Property Address	165 CHESTNUT HILL RD, FLORA, MS 39071-8229
Document Number	0000852234
Book / Page	003657 / 000275
Instrument Date	Oct 5, 2018
Instrument	852234
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	CHESTNUT HL PT-1C #27 MADISON MS 39110, 27, MADISON, MS 39110

Mortgage

Document Number	852206
Date	Oct 16, 2018
Book Page	003657/000097
Instrument	852206

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 165 Chestnut Hill Rd was $7,842 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,842.00 Homeowner's exemption	$87,461	$874,610 Land $150,000 Building $724,610
2024	$7,842.00
2023	$7,842.00 Homeowner's exemption	$87,461	$874,610 Land $150,000 Building $724,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Chestnut Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Chestnut Hill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	404 / 231
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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