144 Chestnut Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 144 Chestnut Hill Rd, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	5,771 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,413 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081D-17-033`

Property Details

APN / Parcel Number

Primary APN	`081D-17-033`
Alternative APNs	`081D-17-033/00.00` `48973`

Interior

Building Area	5,771 sqft Adjusted Area
1st Floor Area	3,970 sqft

Exterior

Year Built	Built 2018
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	48973
Old Parcel Number	081D-17 -033/00.00
Street Address	144 CHESTNUT HILL RD
City	FLORA
State	MS
Zip	39071-8229
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 20 CHESTNUT HILL PART 1B -2AC-
Legal Range	01E
Legal Township	08N
Legal Section	17
Legal Subdivision	CHESTNUT HILL PT 1B
Legal Lot Number	20
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	30402

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 CHESTNUT HILL RD, FLORA, MS 39071-8229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Oct 13, 2020	Deed of Trust, Mortgage BANKPLUS
Oct 26, 2018	Deed of Trust, Mortgage BANKPLUS
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit BANKPLUS
May 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017
Deed Sale	Jul 17, 2017
Prior Sale	Dec 29, 2016
Deed Document Number	0003499921
Deed Book / Page	3499 / 0921
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	144 CHESTNUT HILL RD, FLORA, MS 39071-8229
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	L44 CHESTNUT HILL RD, FLORA, MS 39071

Mortgage

Document Number	004645/480
Date	Feb 10, 2026
Book Page	4645/480
Instrument	1045602

Lender

Name	BANKPLUS
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	82 Months
Due	Dec 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	144 CHESTNUT HILL RD, FLORA, MS 39071-8229
Document Number	0000908216
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	HOMELAND TITLE AND ABSTRACT, HOMELAND TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 CHESTNUT HILL RD FLORA MS 390718229, FLORA, MS 39071-8229

Mortgage

Document Number	0000908216
Date	Oct 19, 2020
Book Page	003931/000482
Instrument	908216

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	144 CHESTNUT HILL RD, FLORA, MS 39071-8229
Document Number	0000853385
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	HOMELAND TITLE AND ABSTRACT, HOMELAND TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 CHESNUT HILL RD FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000853385
Date	Nov 5, 2018
Book Page	003663/000506
Instrument	853385

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	144 CHESTNUT HILL RD, FLORA, MS 39071-8229
Document Number	0000853386
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CHESTNUT HILL RD FLORA MS 390718229, FLORA, MS 39071-8229

Mortgage

Document Number	0000853386
Date	Nov 5, 2018
Book Page	003663/000524
Instrument	853386

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 4, 2025

Interest

Rate Type	Adjustable Rate

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	May 12, 2017
Property Address	144 CHESTNUT HILL RD, FLORA, MS 39071-8229
Book / Page	003477 / 000388
Instrument Date	May 9, 2017
Instrument	812339
Transaction Type	Construction Loan
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CHESTNUT HILL RD FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000812339
Date	May 12, 2017
Book Page	003477/000388
Instrument	812339

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,413.00 Homeowner's exemption	$82,852 (+0.01%)	$828,520 (+0.01%) Land $150,000 Building $678,520
2024	$7,413.00 (+0.01%)
2023	$7,412.00 Homeowner's exemption	$82,840	$828,400 Land $150,000 Building $678,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	404 / 231
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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