165 Cedar Gate Rd, Monroe, VA 24574 Property Records

Amherst County property record for 165 Cedar Gate Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1942
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2014)
Tax Bill	$436 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137C4 A 22`

Property Details

APN / Parcel Number

Primary APN	`137C4 A 22`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Attic	Attic
Attic Area	319 sqft
Basement Area	360 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 CEDAR GATE RD
City	MONROE
State	VA
Zip	24574-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MONROE ADJ CHURCH PARSONAGE 137C 4 A 22
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1039
Census Tract	10401

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 CEDAR GATE RD, MONROE, VA 24574-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2014 · Amount on Record
Deed Sale	Feb 21, 2014 · Amount on Record
Deed Document Number	2014514580004
Deed Book / Page	1251 / 144
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Oct 16, 2023
Property Address	165 CEDAR GATE RD, MONROE, VA 24574-2115
Document Number	0230002863
Instrument Date	Sep 11, 2023
Instrument	230002863
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	PERFORMANCE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CEDAR GATE RD, MONROE, VA 24574-2115

Mortgage

Document Number	0230002864
Date	Oct 16, 2023
Instrument	230002864

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Oct 13, 2061

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$436.00 (-28.41%)	$99,900 (+24.25%) Land $25,000 Building $74,900	$185,100 (+130.22%) Land $30,000 Building $155,100
2025	$609.00 (+24.29%)
2024		$80,400 (-) Land $25,000 Building $55,400	$80,400 (-) Land $25,000 Building $55,400
2023	$490.00	$80,400 Land $25,000 Building $55,400	$80,400 Land $25,000 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30