Amherst County property record for 146 Cedar Gate Rd, Monroe, VA 24574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,916 sqft · built 1919 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $898 (2026) |
| Deeds & Mortgages | Oct 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 137C4 A 12 |
| Primary APN | 137C4 A 12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,916 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 146 CEDAR GATE RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT IN MONROE RT 657 CEDAR GA TE RD 137C4 A 12 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10401 |
Source: Amherst County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 CEDAR GATE RD, MONROE, VA 24574-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMHERST VA |
| Property Address | 146 CEDAR GATE RD, MONROE, VA 24574-2116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170003242 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 170003242 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Amherst County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $898.00 (+172.95%) | $54,000 (-) Land $20,000 Building $34,000 | $160,500 (+197.22%) Land $24,000 Building $136,500 |
| 2025 | $329.00 | ||
| 2024 | $54,000 (-) Land $20,000 Building $34,000 | $54,000 (-) Land $20,000 Building $34,000 | |
| 2023 | $329.00 | $54,000 Land $20,000 Building $34,000 | $54,000 Land $20,000 Building $34,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CO SERVICE AUTHORITY (ACSA) serves 14,799 people · EPA ID VA5009250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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