165 Breezy Loop, Oakland, TN 38060 Property Records

Fayette County property record for 165 Breezy Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,533 sqft · built 2017
Lot Size	0.292 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Nov 2017)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024100A B 01900`

Property Details

APN / Parcel Number

Primary APN	`024100A B 01900`
Alternative APN	`100A B 01900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,533 sqft Living Area
1st Floor Area	1,816 sqft
Upper Floors Area	717 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,750 sqft
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	215 sqft
Patio Area	1,808 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	165 BREEZY LOOP
City	OAKLAND
State	TN
Zip	38060-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD 37 SECTION B
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	37
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	60404

Owner

165 Breezy Loop is owned and occupied by two individuals who acquired it in March 2020.

Source: Fayette County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 BREEZY LOOP, OAKLAND, TN 38060-4421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Mar 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 18, 2020	Quit Claim Deed, Transfer BANCORPSOUTH
Nov 15, 2017	Warranty Deed, Subdivision Related Transfer · Line of Credit THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Mar 18, 2020
Deed Document Number	0000007137
Last Transfer Date	Mar 23, 2020
Transfer Doc	0000002036
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	165 BREEZY LOOP, OAKLAND, TN 38060-4421
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	DELTA TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008377
Date	Nov 1, 2022
Instrument	22008377

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 5, 2029
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 23, 2020
Property Address	165 BREEZY LOOP, OAKLAND, TN 38060-4421
Document Number	0000002036
Instrument Date	Mar 20, 2020
Instrument	2036
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 BREEZY LOOP OAKLAND TN 380604421, OAKLAND, TN 38060-4421

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 18, 2020
Property Address	165 BREEZY LOOP, OAKLAND, TN 38060-4421
Document Number	0000001889
Instrument Date	Mar 12, 2020
Instrument	1889
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	CLOSETRAK LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BREEZY LOOP OAKLAND TN 380604421, OAKLAND, TN 38060-4421

Mortgage

Document Number	1890
Date	Mar 18, 2020
Instrument	1890

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 17, 2040

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Nov 15, 2017
Property Address	165 BREEZY LOOP, OAKLAND, TN 38060-4421
Document Number	0000007137
Map Reference	MB 9 PG 58
Instrument Date	Nov 7, 2017
Instrument	17007137
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BREEZY LOOP, OAKLAND, TN 38060-4421

Mortgage

Document Number	0000007138
Date	Nov 15, 2017
Instrument	17007138

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	63 Months
Due	Feb 7, 2023

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$129,425 Land $13,750 Building $115,675	$517,700 Land $55,000 Building $462,700
2023	$96,150 Land $8,750 Building $87,400
2021		$384,600 Land $35,000 Building $349,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 Breezy Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Breezy Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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