140 Breezy Loop, Oakland, TN 38060 Property Records

Fayette County property record for 140 Breezy Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,006 sqft · built 2018
Lot Size	0.292 acres (12,750 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2023)
Tax Bill	$1,101 (2022)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`024100A B 03700`

Property Details

APN / Parcel Number

Primary APN	`024100A B 03700`
Alternative APN	`100A B 03700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,006 sqft Living Area
1st Floor Area	1,629 sqft
Upper Floors Area	377 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,750 sqft
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	158 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 BREEZY LOOP
City	OAKLAND
State	TN
Zip	38060-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD 61 SECTION B
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	61
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	60404

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FAYETTE COUNTY
Oct 17, 2023	Warranty Deed, Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Jul 30, 2018	Grant Deed RIVER BLUFF TITLE LLC
Jun 18, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVOLVE BK&TR
Jun 26, 2018	Grant Deed RIVER BLUFF TITLE LLC
Jan 13, 2017	Grant Deed, Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	23005922
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Recording Date	Aug 21, 2026
Property Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Document Number	0000005637
Instrument Date	Aug 17, 2026
Instrument	20265637
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424

Mortgage

Document Number	0000005637,
Date	Aug 21, 2026
Instrument	20265637

Lender

Name	BANK OF FAYETTE COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Oct 17, 2023
Property Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Document Number	0000005922
Map Reference	MB 9 PG 58
Instrument Date	Oct 16, 2023
Instrument	23005922
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424

Mortgage

Document Number	0000005923
Date	Oct 17, 2023
Instrument	23005923

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	FAYETTE TN
Recording Date	Jul 30, 2018
Property Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Document Number	0000004483
Instrument Date	Jun 15, 2018
Instrument	4483
Record Updated	Aug 31, 2018
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$872.83
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 BREEZY LOOP OAKLAND TN 38060, OAKLAND, TN 38060

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Jun 18, 2018
Property Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Document Number	0000003557
Instrument Date	Jun 15, 2018
Instrument	3557
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2018
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 BREEZY LOOP OAKLAND TN 38060, OAKLAND, TN 38060

Mortgage

Document Number	3558
Date	Jun 18, 2018
Instrument	3558

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

June 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	FAYETTE TN
Recording Date	Jun 26, 2018
Property Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Document Number	0000003724
Instrument Date	Jun 15, 2018
Instrument	3724
Record Updated	Jul 5, 2018
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$850.63
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 BREEZY LOOP OAKLAND TN 38060, OAKLAND, TN 38060

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAYETTE TN
Recording Date	Jan 13, 2017
Property Address	140 BREEZY LOOP, OAKLAND, TN 38060-4424
Document Number	0000000275
Instrument Date	Dec 20, 2016
Instrument	275
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5930 WINDSOR FALLS LOOP ARLINGTON TN 380025390, ARLINGTON, TN 38002-5390
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,175 (+41.91%) Land $13,750 Building $77,425	$364,700 (+41.91%) Land $55,000 Building $309,700
2023		$64,250 (-) Land $8,750 Building $55,500
2022	$1,101.00	$64,250 Land $8,750 Building $55,500
2021			$257,000 Land $35,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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