165 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 165 Bingham Ave, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 8,188 sqft · built 2013
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$3,675,000 (Jul 2021)
Tax Bill	$48,139 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-00125-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00125-0000-00005`
Alternative APNs	`410012500005` `221100`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	8,188 sqft Living Area
1st Floor Area	4,609 sqft
Upper Floors Area	4,327 sqft
Attic	Attic
Attic Area	2,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	65,340 sqft
Garage Area	850 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Patio Area	733 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	221100
Street Address	165 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERFIELDS ESTATES SEC 1
Legal Block	125
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4006
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00125-0000-00005

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 BINGHAM AVE, RUMSON, NJ 07760-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Feb 10, 2012 · Amount on Record
Deed Document Number	2021106955
Deed Book / Page	9526 / 8827
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2021
Property Address	165 BINGHAM AVE, RUMSON, NJ 07760-1836
Document Number	0095268827
Book / Page	9526 / 8827
Instrument Date	May 27, 2021
Instrument	2021106955
Transaction Type	Transfer
Record Updated	Aug 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$78,692.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 CLOVER LANE, 2, NEW JERSEY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BINGHAM AVENUE, LOCUST, NM

Mortgage

Document Number	2021106956
Date	Jul 13, 2021
Instrument	2021106956

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jul 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7%
Index	Other
Max Rate	7%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	165 BINGHAM AVE, RUMSON, NJ 07760-1836
Document Number	0000095560
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 BINGHAM AVE RUMSON NJ 077601836, RUMSON, NJ 07760-1836

Mortgage

Document Number	0000095560
Date	Sep 27, 2018
Book Page	009313/007458
Instrument	95560

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,227,100 (+13.9%) Land $1,777,500 Building $3,449,600	$5,227,100 (+13.9%) Land $1,777,500 Building $3,449,600
2025	$48,139.00 (+3.09%)	$4,589,000 (+16.19%) Land $1,653,200 Building $2,935,800	$4,589,000 (+16.19%) Land $1,653,200 Building $2,935,800
2024	$46,698.00 (+1.31%)
2023		$3,949,500 Land $1,527,500 Building $2,422,000	$3,949,500 Land $1,527,500 Building $2,422,000
2022	$46,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258038004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 118 individual NFIP policies nearby
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019, rainfall accumulation
Claims By Storm	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 57% of New Jersey
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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