164 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 164 Bingham Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,389 sqft · built 1918
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$3,100,000 (Nov 2024)
Tax Bill	$29,146 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00123-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00123-0000-00005`
Alternative APNs	`410012300005` `216800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,389 sqft Living Area
1st Floor Area	3,889 sqft
Upper Floors Area	734 sqft
Basement Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Slate
Lot Area	65,340 sqft
Garage Area	585 sqft
Parking Spaces	4 Parking Spaces
Pool Area	800 sqft
Deck Area	80 sqft
Patio Area	1,327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	216800
Street Address	164 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Block	123
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4005
Census Tract	803800

Owner

164 Bingham Ave is owned and occupied by an individual who bought it in November 2024.

Source: Monmouth County and Rumson Borough records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	164 BINGHAM AVE, RUMSON, NJ 07760-1837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	202479032
Deed Book / Page	9712 / 4072
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	164 BINGHAM AVE, RUMSON, NJ 07760-1837
Document Number	0000120934
Book / Page	009263 / 001913
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	CB TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	164 BINGHAM AVE RUMSON NJ 077601837, RUMSON, NJ 07760-1837

Mortgage

Document Number	0000120934
Date	Dec 13, 2017
Book Page	009263/001913
Instrument	120934

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 164 Bingham Ave was $29,146, up 1.7% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,105,200 (+11.76%) Land $1,718,200 Building $1,387,000	$3,105,200 (+11.76%) Land $1,718,200 Building $1,387,000
2025	$29,146.00 (+1.71%)	$2,778,500 Land $1,598,000 Building $1,180,500	$2,778,500 Land $1,598,000 Building $1,180,500
2024	$28,656.00
2023		$2,403,300 Land $1,472,500 Building $930,800	$2,403,300 Land $1,472,500 Building $930,800
2022	$27,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 164 Bingham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 164 Bingham Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250