St. Charles County property record for 1649 Summit Estates Dr, O Fallon, MO 63366 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,826 sqft · built 2000 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2020) |
| Tax Bill | $7,314 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A982000809 |
| Primary APN | A982000809 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,826 sqft Living Area |
| Gross Area | 6,066 sqft Gross Area |
| 1st Floor Area | 2,745 sqft 1st Floor |
| Basement Area | 2,745 sqft Basement |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 576 sqft Garage |
| Patio Area | 80 sqft Patio |
|---|---|
| Porch | Slab |
| Porch Area | 462 sqft Porch |
| Terrain | Rolling |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982000809 |
|---|---|
| Street Address | 1649 SUMMIT ESTATES DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EST LOT 84 |
| Legal Subdivision | SUMMIT EST |
| Legal Lot Number | 84 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 312095 |
Source: St. Charles County records · APN A982000809
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Beneficiary Deed, Transfer |
| Oct 31, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Oct 23, 2020 | Deed of Trust, Mortgage ENDEAVOR CAP |
| Apr 06, 2020 | Warranty Deed, Transfer ENDEAVOR CAP |
| Dec 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2020 · Amount on Record |
| Deed Sale | Apr 06, 2020 · Amount on Record |
| Prior Sale | Dec 06, 1999 · Amount on Record |
| Deed Document Number | 2020211730 |
| Deed Book / Page | 7264 / 362 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000006709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 13, 2026 |
| Property Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Document Number | 0000006709 |
| Map Reference | MB 34 PG 118 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026R-006709 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Document Number | 0000044765 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023R-044765 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Document Number | 0000082729 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1649 SUMMIT ESTATES DR O FALLON MO 633661391, O FALLON, MO 63366-1391 |
| Document Number | 0000082729 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 82729 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 06, 2020 |
| Property Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Document Number | 0072640362 |
| Book / Page | 007264 / 000362 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 211730 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1649 SUMMIT ESTATES DR ST PAUL MO 633661391, ST PAUL, MO 63366-1391 |
| Document Number | 72640365 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 007264/000365 |
| Instrument | 211740 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 17, 2018 |
| Property Address | 1649 SUMMIT ESTATES DR, O FALLON, MO 63366-1391 |
| Document Number | 0070151379 |
| Book / Page | 007015 / 001379 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 702820 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1649 SUMMIT ESTATES DR ST PAUL MO 633661391, ST PAUL, MO 63366-1391 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,314.00 (+5.22%) | $119,973 (+8.23%) | $631,435 (+8.24%) Land $135,000 Building $496,435 |
| 2024 | $6,951.00 | ||
| 2023 | $110,845 | ||
| 2022 | $583,391 Land $135,000 Building $448,391 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 31% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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