St. Charles County property record for 1610 Summit Estates Dr, O Fallon, MO 63366 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,347 sqft Living Area |
| Lot Size | 4.06 acres |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2017) |
| Tax Bill | $8,460.00 (2025) |
| Primary APN | A982000768 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,347 sqft Living Area |
| Gross Area | 4,280 sqft Gross Area |
| 1st Floor | 1,847 sqft 1st Floor |
| Basement Area | 1,809 sqft Basement |
| Finished Basement | 1,500 sqft Finished |
| Unfinished Basement | 309 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Lot Area | 176,854 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Patio Area | 458 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 140 sqft Porch |
| Topography | Rolling Topography |
| Account Number | A982000768 |
|---|---|
| Street Address | 1610 SUMMIT ESTATES DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1392 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUMMIT EST LOT 2 |
| Legal Subdivision | SUMMIT EST |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WENTZVILLE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 312095 |
Source: St. Charles County records · APN A982000768
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1610 SUMMIT ESTATES DR, O FALLON, MO 63366-1392 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Apr 04, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on Record |
| Deed Sale | Nov 27, 2017 · Amount on Record |
| Prior Sale | Feb 06, 2013 · Amount on Record |
| Deed Doc Number | 2017731770 |
| Deed Book / Page | 6843 / 1713 |
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 0000019128 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1610 SUMMIT ESTATES DR, O FALLON, MO 63366-1392 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | CLEAR TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000600970 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 7168/2151 |
| Instrument | 20191024000600970 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 04, 2022 |
| Property Address | 1610 SUMMIT ESTATES DR, O FALLON, MO 63366-1392 |
| Document Number | 0000019128 |
| Map Reference | MB 34 PG 118-121 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022R-019128 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1610 SUMMIT ESTATES DR, O FALLON, MO 63366-1392 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,774 (-) | $730,391 (-) Land $152,250 Building $578,141 | |
| 2025 | $8,460.00 | $138,774 (+9.01%) | $730,391 (+9.01%) Land $152,250 Building $578,141 |
| 2023 | $127,309 | ||
| 2022 | $670,041 Land $152,250 Building $517,791 |
1610 Summit Estates Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 29th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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