1649 Summit Dr, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1649 Summit Dr, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,745 sqft · built 2022
Lot Size	0.679 acres (29,612 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Dec 2022)
Tax Bill	$4,529 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2021 Refinance + 12 more
Flood Zone	Zone X (minimal risk)
APN	`62 4 2-13`

Property Details

APN / Parcel Number

Primary APN	`62 4 2-13`
Alternative APN	`644000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,745 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	29,612 sqft (0.679 acres)
Terrain	Above Road/Slope
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	644000
Street Address	1649 SUMMIT DR
City	WAYNESBORO
State	VA
Zip	22980-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Legal Description	BLOCK 2 LOT 13 SUFFIELD - UT 2
Legal Subdivision	SUFFIELD
Legal Block	2
Legal Lot Number	13
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	2
Census Block	2004
Census Tract	3500

Owner

Source: Waynesboro City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SELECT BANK
Dec 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORPORATION
Sep 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 28, 2021	Correction Deed
Sep 11, 2020	Deed, Transfer
Sep 4, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2020	Correction Deed
Sep 4, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 23, 2020	Correction Deed ATTORNEY ONLY, ATTORNEY
Apr 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 25, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	20223483
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000003204
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Investor	Possibly a Property Investor

Mortgage

Document Number	0250003126
Date	Dec 29, 2025
Instrument	250003126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210003518
Date	Nov 18, 2021
Instrument	210003518

Lender

Name	SELECT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Dec 27, 2022
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0220003483
Instrument Date	Dec 19, 2022
Instrument	220003483
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231

Mortgage

Document Number	0220003484
Date	Dec 27, 2022
Instrument	220003484

Lender

Name	UNION HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 24, 2021
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0210002892
Instrument Date	Sep 21, 2021
Instrument	210002892
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1605, AFTON, VA 22920
Investor	Possibly a Property Investor

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Jan 28, 2021
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0210000229
Instrument Date	Jan 27, 2021
Instrument	210000229
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WALNUT CREEK DR, STAUNTON, VA 24401-6903

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 11, 2020
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0200002426
Instrument Date	Aug 27, 2020
Instrument	200002426
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WALNUT CREEK DR, STAUNTON, VA 24401-6903

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 4, 2020
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0200002347
Instrument Date	Aug 24, 2020
Instrument	200002347
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Nov 23, 2020
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0200003203
Instrument Date	Aug 24, 2020
Instrument	200003203
Record Updated	Sep 4, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 4, 2020
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0200002348
Instrument Date	Aug 24, 2020
Instrument	200002348
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Nov 23, 2020
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0200003204
Instrument Date	Aug 24, 2020
Instrument	200003204
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Nov 23, 2020
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0200003202
Instrument Date	Feb 12, 2020
Instrument	200003202
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Apr 30, 2018
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0180000805
Instrument Date	Feb 12, 2018
Instrument	180000805
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Jun 26, 2018
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0180001264
Instrument Date	Feb 12, 2018
Instrument	180001264
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	May 25, 2018
Property Address	1649 SUMMIT DR, WAYNESBORO, VA 22980-5231
Document Number	0180001020
Instrument Date	Feb 12, 2018
Instrument	180001020
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PELHAM DR, WAYNESBORO, VA 22980-1543

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,529.00 (+23.07%)	$520,600 (+8.91%) Land $63,000 Building $457,600	$520,600 (+8.91%) Land $63,000 Building $457,600
2023	$3,680.00	$478,000 Land $58,500 Building $419,500	$478,000 Land $58,500 Building $419,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	131 (1979–2015)
Claims Outside the SFHA	17 of 131
Most Recent Claim	Sep 2015 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 19 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20