1641 Summit Dr, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 1641 Summit Dr, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,644 sqft · built 2000
Lot Size	0.421 acres (18,371 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,620 (2026)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`62 4 2-11`

Property Details

APN / Parcel Number

Primary APN	`62 4 2-11`
Alternative APN	`644200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,644 sqft Living Area
1st Floor Area	2,644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,371 sqft (0.421 acres)
Terrain	Above Road/Slope
Garage Area	484 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	644200
Street Address	1641 SUMMIT DR
City	WAYNESBORO
State	VA
Zip	22980-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Legal Description	LOT 11 BLOCK 2 SUFFIELD - UT 2
Legal Subdivision	SUFFIELD SD
Legal Block	2
Legal Lot Number	11
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	2
Census Block	2004
Census Tract	3500

Owner

1641 Summit Dr is owned and occupied by two individuals.

Source: Waynesboro City records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1641 SUMMIT DR, WAYNESBORO, VA 22980-5231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	1641 SUMMIT DR, WAYNESBORO, VA 22980-5231
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000129
Date	Jan 15, 2021
Instrument	210000129

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2026 property tax bill for 1641 Summit Dr was $3,620.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,620.00	$416,100 Land $60,800 Building $355,300	$416,100 Land $60,800 Building $355,300
2023	$3,112.00	$404,200 Land $56,300 Building $347,900	$404,200 Land $56,300 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1641 Summit Dr in Zone X, an area of minimal flood risk, though there have been 131 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	131 (1979–2015)
Claims Outside the SFHA	17 of 131
Most Recent Claim	Sep 2015 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 19 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1641 Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20