1649 Lake Rd, Monico (Rhinelander), WI 54501 Property Records

Oneida County property record for 1649 Lake Rd, Monico, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	2.73 acres (119,267 sqft)
Owner	Trust Name on File
Last Sale	$172,000 (Apr 2018)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MO 587 4`

Property Details

APN / Parcel Number

Primary APN	`MO 587 4`

Exterior

Lot Area	119,267 sqft (2.73 acres)

Location & Zoning

Street Address	1649 LAKE RD
City	MONICO
State	WI
Zip	54501-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 856762/781677 PT SW SE INCL BOTH DESC DOC 856762SM A3730
Legal Range	11E
Legal Township	36N
Legal Section	19
Jurisdiction	ONEIDA WI
Township / Civil Division	MONICO
Census Block Group	2
Census Block	2166
Census Tract	970104

Owner

1649 Lake Rd is owner-occupied and held in a trust since October 2024.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Trust Name on File
Mailing Address	1649 LAKE RD, RHINELANDER, WI 54501-7730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
May 14, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Apr 17, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on File
Deed Sale	Apr 17, 2018 · Amount on File
Deed Document Number	2018781677
Last Transfer Date	Oct 18, 2024
Transfer Doc	0000856762
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	1649 LAKE RD, MONICO, WI 54501-7730
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818613
Date	Mar 29, 2021
Instrument	818613

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	1649 LAKE RD, MONICO, WI 54501-7730
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792789
Date	May 2, 2019
Instrument	792789

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2029

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	1649 LAKE RD, MONICO, WI 54501-7730
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000793173
Date	May 14, 2019
Instrument	793173

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Apr 17, 2018
Property Address	1649 LAKE RD, MONICO, WI 54501-7730
Document Number	0000781677
Instrument Date	Apr 13, 2018
Instrument	781677
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 S 28TH AVE, WAUSAU, WI 54401-4154

Mortgage

Document Number	0000781678
Date	Apr 17, 2018
Instrument	781678

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ONEIDA WI
Recording Date	Apr 17, 2018
Property Address	1649 LAKE RD, MONICO, WI 54501-7730
Document Number	0000781676
Instrument Date	Apr 13, 2018
Instrument	781676
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1649 LAKE RD, MONICO, WI 54501-7730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 LAKE RD, MONICO, WI 54501-7730

Tax Assessment & Valuation

The 2025 property tax bill for 1649 Lake Rd was $2,134 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Monico Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00	$171,500 Land $42,500 Building $129,000	$291,230 Land $72,171 Building $219,059
2023	$2,005.00 Homeowner's exemption	$171,500 Land $42,500 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1649 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1649 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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