1582 Lake Rd, Monico (Rhinelander), WI 54501 Property Records

Oneida County property record for 1582 Lake Rd, Monico, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	4.21 acres (183,388 sqft)
Owner	Individual Name on Record
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MO 599 2`

Property Details

APN / Parcel Number

Primary APN	`MO 599 2`

Exterior

Lot Area	183,388 sqft (4.21 acres)

Location & Zoning

Street Address	1582 LAKE RD
City	MONICO
State	WI
Zip	54501-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 826508/556071 PTSW SW4.21A INCL ALL DESC ON DOC#556071DESC IN ? DOC 826508 SEE LIO LTR
Legal Range	11E
Legal Township	36N
Legal Section	20
Jurisdiction	ONEIDA WI
Township / Civil Division	MONICO
Census Block Group	2
Census Block	2156
Census Tract	970104

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1582 LAKE RD, RHINELANDER, WI 54501-7726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Oct 15, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 8, 2021
Transfer Doc	0000826508
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000826510
Date	Oct 15, 2021
Instrument	826510

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ONEIDA WI
Recording Date	Oct 15, 2021
Property Address	RHINELANDER, WI 54501
Document Number	0000826508
Instrument Date	Oct 8, 2021
Instrument	826508
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	STAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 LAKE RD, MONICO, WI 54501-7726

Mortgage

Document Number	0000826509
Date	Oct 15, 2021
Instrument	826509

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Monico Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+6.43%)	$114,400 (-) Land $13,300 Building $101,100	$194,266 Land $22,585 Building $171,681
2023	$1,337.00 Homeowner's exemption	$114,400 Land $13,300 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bug Tussel Wireless.

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