1649 Keyes Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1649 Keyes Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1993
Square Footage	3,102 sqft Living Area
Lot Size	37,026 sqft (0.85 acres)
Occupancy	Owner Occupied
Last Sale	$199,000 (1992)
Tax Bill	$6,939.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`284-032-68-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,102 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	37,026 sqft (0.85 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	1649 KEYES RD
City	RAMONA
State	CA
Zip	92065-3517
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLK 407 SLY 123.12 FT OF NLY 323.12 FT OF ELY 300 FT OF S H OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	407
Jurisdiction	SAN DIEGO CA
Minor Civil Division	RAMONA
Census Blockgroup	2
Census Block	2009
Census Tract	20813

Owner

Source: San Diego County records · APN 284-032-68-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1649 KEYES RD, RAMONA, CA 92065-3517
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 1992 · Amount on Record
Deed Sale	Sep 15, 1992 · Amount on Record
Prior Sale	Apr 08, 1992 · Amount on Record
Deed Doc Number	1992584749
Last Transfer Date	Oct 16, 2012
Transfer Doc	0000257787
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 KEYES RD, RAMONA, CA 92065-3517
Transaction Type	Mortgage
Record Updated	Aug 04, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 KEYES RD, RAMONA, CA 92065-3517

Mortgage

Document Number	0000530581
Date	Jul 26, 2021
Instrument	2021-0530581

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$651,446 (+2%) Land $114,923 Building $536,523
2025	$6,939.00 (+7.9%) Homeowner's exemption	$638,673 (+4.04%) Land $112,670 Building $526,003
2023	$6,431.00 (-1.97%) Homeowner's exemption	$613,875 Land $108,296 Building $505,579
2022	$6,560.00

Flood & Wildfire

1649 Keyes Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	High 83rd percentile of exposed land nationally · 62nd in California
Wildfire Likelihood	High — about 1 in 125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.