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1648 Keyes Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1648 Keyes Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1976
Square Footage1,836 sqft Living Area
Lot Size1.15 acres
OccupancyOwner Occupied
Last Sale$575,000 (2019)
Tax Bill$6,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN284-051-22-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,836 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area50,094 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1648 KEYES RD
CityRAMONA
StateCA
Zip92065-3546
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM03859
Legal SubdivisionCOUNTY/SAN DIEGO
Legal Tract3859
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2003
Census Tract20813

Owner

Source: San Diego County records · APN 284-051-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1648 KEYES RD, RAMONA, CA 92065-3546
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
INSPIRE HOME LOANS INC
Aug 28, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CLOSINGMARK HM LNS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Prior SaleAug 26, 1998 · Amount on Record
Deed Doc Number2019369894
Prior Transfer DateJan 29, 2015
Prior Transfer Doc0000076651
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 08, 2026
Property Address1648 KEYES RD, RAMONA, CA 92065-3546
Document Number0000096392
Instrument DateMar 28, 2026
Instrument202696392
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1648 KEYES RD, RAMONA, CA 92065-3546
InvestorPossibly a Property Investor

Mortgage

Document Number0000096392,
DateApr 08, 2026
Instrument202696392
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1648 KEYES RD, RAMONA, CA 92065-3546
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1648 KEYES RD, RAMONA, CA 92065-3546

Mortgage

Document Number0000705581
DateOct 08, 2021
Instrument2021-0705581
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
AddressNEWPORT BEACH, CA 92660
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 28, 2019
Property Address1648 KEYES RD, RAMONA, CA 92065-3546
Document Number0000369894
Instrument DateAug 05, 2019
Instrument369894
Transaction TypeTransfer
Record UpdatedSep 06, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$632.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1648 KEYES RD RAMONA CA 920653546, RAMONA, CA 92065-3546

Mortgage

Document Number369895
DateAug 28, 2019
Instrument369895
Lender
NameCLOSINGMARK HM LNS INC
AddressONTARIO, CA 91761
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 27, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$641,418 (+2%) Land $169,145 Building $472,273
2025$6,874.00 (-0.77%)$628,842 (+4.04%) Land $165,829 Building $463,013
2024$6,927.00 (+8.08%)
2023$6,409.00 (-1.43%)$604,426 Land $159,391 Building $445,035
2022$6,502.00

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