1649 Haddock St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1649 Haddock St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Jan 1993)
Tax Bill	$2,173 (2025)
Flood Zone	Zone AE (high risk)
APN	`95428`

Property Details

APN / Parcel Number

Primary APN	`95428`
Alternative APN	`022631473000013250`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Heated Area
Gross Area	1,148 sqft
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	95428
Street Address	1649 HADDOCK ST
City	SAINT CLOUD
State	FL
Zip	34771-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE GROVE PARK RE NO 1 PB 01 PG 267 N 80 FT OF S 240 FT OF W 80 FT LOT 10, OR LOTS 325 & 326
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PK REPL 1
Legal Tract	4730
Legal Block	1
Legal Lot Number	10 326
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1030
Census Tract	43801

Owner

Source: Osceola County records · APN 95428

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1720 BRIDGEWATER CENTER RD, BRIDGEWATER CORNERS, VT 05035-9727
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 1993 · Amount on Record
Deed Sale	Jan 22, 1993 · Amount on Record
Deed Document Number	0011072611
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (+9.91%)	$128,100 (-0.7%) Land $40,000 Building $88,100	$128,100 (-0.7%) Land $40,000 Building $88,100
2023	$1,977.00 (+26.65%)	$129,000 (+75.75%) Land $40,000 Building $89,000	$129,000 (+75.75%) Land $40,000 Building $89,000
2022	$1,561.00	$73,400 Land $17,200 Building $56,200	$73,400 Land $17,200 Building $56,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 368 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.