1648 Haddock St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1648 Haddock St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 2000
Square Footage	1,080 sqft Heated Area
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Tax Bill	$1,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`95465`
Alternative APN	`022631474000013070`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	1,080 sqft Heated Area
Gross Area	1,558 sqft Gross Area
1st Floor	1,080 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	4,792 sqft (0.11 acres)
Depth X Width	80 ft x 60 ft Depth x Width

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	40 sqft Shed
Porch	Finished/Screened Porch
Porch Area	478 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	95465
Street Address	1648 HADDOCK ST
City	SAINT CLOUD
State	FL
Zip	34771-9705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE GROVE PK REP 2 PB 01 PG 312 S 1/2 LOT 307 & ALL 308
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PK REPL 2
Legal Tract	4740
Legal Block	1
Legal Lot Number	307
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1027
Census Tract	43801

Owner

Source: Osceola County records · APN 95465

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1648 HADDOCK ST, SAINT CLOUD, FL 34771-9705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2022
Deed Sale	Sep 02, 2022
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+9.75%) Homeowner's exemption	$69,600 (+5.99%)	$209,100 (+12.84%) Land $18,000 Building $191,100
2023	$1,087.00 (+6.26%) Homeowner's exemption	$65,669 (+3%)	$185,300 (+50.53%) Land $18,000 Building $167,300
2022	$1,023.00 Homeowner's exemption	$63,757	$123,100 Land $12,600 Building $110,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 368 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.