1649 Central Ave, Whiting, IN 46394 Property Records

Lake County property record for 1649 Central Ave, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,128 sqft · built 2017
Lot Size	0.098 acres (4,270 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Aug 2024)
Tax Bill	$2,959 (2024)
Deeds & Mortgages	May 2024 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0055-0020`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0055-0020`
Alternative APNs	`45-03-06-456-019.000-025` `282900550020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	2,128 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,270 sqft (0.098 acres)
Lot Dimensions	122 ft deep x 35 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1649 CENTRAL AVE
City	WHITING
State	IN
Zip	46394-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIDSONS 10TH ADD. S. 10 FT. LOT 25 ALL LOT 26
Legal Subdivision	DAVIDSONS 10TH ADD
Legal Lot Number	25,26
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1003
Census Tract	40200

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1649 CENTRAL AVE, WHITING, IN 46394-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2024	Intrafamily Transfer, Transfer
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Aug 19, 2024 · Amount on Record
Deed Document Number	2024527451
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0000012965
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	May 15, 2024
Property Address	1649 CENTRAL AVE, WHITING, IN 46394-1302
Document Number	0000012965
Map Reference	MB 5 PG 2
Instrument Date	May 1, 2024
Instrument	2024-012965
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1649 CENTRAL AVE, WHITING, IN 46394-1302

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1649 CENTRAL AVE, WHITING, IN 46394-1302
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017657
Date	Feb 26, 2021
Instrument	2021-017657

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,800 (+13.15%) Land $44,600 Building $290,200	$334,800 (+13.15%) Land $44,600 Building $290,200
2024	$2,959.00 (+8.43%)
2023		$295,900 (+8.43%) Land $44,600 Building $251,300	$295,900 (+8.43%) Land $44,600 Building $251,300
2022	$2,729.00 (-52.78%) Homeowner's exemption	$272,900 Land $44,600 Building $228,300	$272,900 Land $44,600 Building $228,300
2021	$5,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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