Lake County property record for 1646 Central Ave, Whiting, IN 46394
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,474 sqft · built 1916 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jul 2022) |
| Tax Bill | $4,429 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-28-29-0076-0019 |
| Primary APN | 007-28-29-0076-0019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,474 sqft Living Area |
| Basement Area | 1,862 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,100 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 007-28-29-0076-0019 |
|---|---|
| Old Parcel Number | 282900760019 |
| Street Address | 1646 CENTRAL AVE |
| City | WHITING |
| State | IN |
| Zip | 46394-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORSYTH'S 3RD ADD. LOT 25 BL.3 AND LOT 26 BL.3 |
| Legal Subdivision | FORSYTHS ADD 03 |
| Legal Block | 3 |
| Legal Lot Number | 25,26 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40200 |
Source: Lake County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1646 CENTRAL AVE, WHITING, IN 46394-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Sep 20, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MAINSOURCE BANK |
| Jun 14, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2017 · Amount on Record |
| Deed Document Number | 2022-530557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 26, 2022 |
| Property Address | 1646 CENTRAL AVE, WHITING, IN 46394-1303 |
| Document Number | 0000030557 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022-530557 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1646 CENTRAL AVE, WHITING, IN 46394-1303 |
| Document Number | 0000030558 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022-530558 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1646 CENTRAL AVE, WHITING, IN 46394-1303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027762 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020 027762 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 2, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1646 CENTRAL AVE, WHITING, IN 46394-1303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063655 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017 063655 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 14, 2017 |
| Property Address | 1646 CENTRAL AVE, WHITING, IN 46394-1303 |
| Document Number | 0000036475 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 36475 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1646 CENTRAL AVE WHITING IN 463941303, WHITING, IN 46394-1303 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Whiting City |
| Unified School District | Whiting School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $539,100 (+21.72%) Land $60,600 Building $478,500 | $539,100 (+21.72%) Land $60,600 Building $478,500 | |
| 2024 | $4,429.00 (+52.57%) | ||
| 2023 | $442,900 (+52.57%) Land $60,600 Building $382,300 | $442,900 (+52.57%) Land $60,600 Building $382,300 | |
| 2022 | $2,903.00 Homeowner's exemption | $290,300 Land $60,600 Building $229,700 | $290,300 Land $60,600 Building $229,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Aug 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 1,011 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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