1649 Boyd St, Troy, MI 48083 Property Records

Oakland County property record for 1649 Boyd St, Troy, MI 48083

Property Summary

Property Type	Condominium
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,190 (Aug 2017)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-23-410-005`

Property Details

APN / Parcel Number

Primary APN	`88-20-23-410-005`

Exterior

Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Street Address	1649 BOYD ST
City	TROY
State	MI
Zip	48083-5428
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N,R11E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 2166 WEST OAK III SITECONDOMINIUMS UNIT 5 L50150 P142 12-9-16 FR 401-019
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	5
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	197200

Owner

Source: Oakland County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1649 BOYD ST, TROY, MI 48083-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INC
Nov 6, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 18, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	156988
Deed Book / Page	50989 / 00442
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1649 BOYD ST, TROY, MI 48083-5428
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1649 BOYD ST, TROY, MI 48083-5428

Mortgage

Document Number	0000305654
Date	Jan 27, 2022
Book Page	57362/1
Instrument	305654

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1649 BOYD ST, TROY, MI 48083-5428
Document Number	0000214101
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1649 BOYD ST TROY TROY MI 48083, TROY, MI 48083

Mortgage

Document Number	0000214101
Date	Dec 23, 2019
Book Page	053640/000597
Instrument	214101

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 18, 2017
Property Address	1649 BOYD ST, TROY, MI 48083-5428
Document Number	0000156988
Book / Page	050989 / 000442
Instrument Date	Aug 15, 2017
Instrument	156988
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,149.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1649 BOYD ST TROY MI 48083, TROY, MI 48083

Mortgage

Document Number	156989
Date	Aug 18, 2017
Book Page	050989/000444
Instrument	156989

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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