1625 Boyd St, Troy, MI 48083 Property Records

Oakland County property record for 1625 Boyd St, Troy, MI 48083

Property Summary

Property Type	Condominium
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,510 (Oct 2017)
Tax Bill	$8,491 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-23-410-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-23-410-003`

Exterior

Architectural Style	Condo/Apartment
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	1625 BOYD ST
City	TROY
State	MI
Zip	48083-5428
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T2N,R11E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 2166 WEST OAK III SITECONDOMINIUMS UNIT 3 L50150 P142 12-9-16 FR 401-018
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	3
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	197200

Owner

Source: Oakland County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1625 BOYD ST, TROY, MI 48083-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	2017196761
Deed Book / Page	51210 / 270
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Sep 29, 2026
Property Address	1625 BOYD ST, TROY, MI 48083-5428
Document Number	0000143641
Book / Page	61589 / 632
Instrument Date	Sep 19, 2026
Instrument	2026143641
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 BOYD ST, TROY, MI 48083-5428

Mortgage

Document Number	0000143641,
Date	Sep 29, 2026
Book Page	61589/632
Instrument	2026143641

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1625 BOYD ST, TROY, MI 48083-5428
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 BOYD ST, TROY, MI 48083-5428

Mortgage

Document Number	20250142850
Date	Nov 13, 2025
Book Page	60696/821
Instrument	20250142850

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,491.00 (-3.85%)
2023			$535,780
2022	$8,831.00	$267,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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