1649 Belclare Rd, Normal, IL 61761 Property Records

McLean County property record for 1649 Belclare Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,387 sqft · built 2010
Lot Size	0.104 acres (4,548 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2022)
Tax Bill	$4,662 (2024)
Deeds & Mortgages	Mar 2024 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-226-016`

Property Details

APN / Parcel Number

Primary APN	`14-22-226-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
1st Floor Area	1,387 sqft
Basement Area	1,387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,548 sqft (0.104 acres)
Lot Dimensions	120 ft deep x 37.9 ft wide
Garage Area	400 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1649 BELCLARE RD
City	NORMAL
State	IL
Zip	61761-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	KELLEY GLEN PUD 1ST ADD LT 69
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	KELLEY GLEN PUD 1ST ADD
Legal Lot Number	69
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2005
Census Tract	109

Owner

1649 Belclare Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1649 BELCLARE RD, NORMAL, IL 61761-4925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Feb 4, 2021 · Amount on File
Deed Document Number	202216882
Last Transfer Date	Mar 6, 2024
Transfer Doc	0000002863
Record Updated	Jun 8, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 8, 2024
Property Address	1649 BELCLARE RD, NORMAL, IL 61761-4925
Document Number	202400002863
Map Reference	DOC 2006-00033939
Instrument Date	Mar 6, 2024
Instrument	2024-00002863
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1649 BELCLARE RD, NORMAL, IL 61761-4925

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 21, 2022
Property Address	1649 BELCLARE RD, NORMAL, IL 61761-4925
Document Number	202200016882
Map Reference	DOC 2006-00033939
Instrument Date	Sep 15, 2022
Instrument	2022-00016882
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1649 BELCLARE RD, NORMAL, IL 61761-4925

Mortgage

Document Number	202200016883
Date	Sep 21, 2022
Instrument	2022-00016883

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 4, 2021
Property Address	1649 BELCLARE RD, NORMAL, IL 61761-4925
Document Number	202100002748
Map Reference	DOC 2006-33939
Instrument Date	Jan 15, 2021
Instrument	2021-00002748
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1649 BELCLARE RD, NORMAL, IL 61761-4925

Mortgage

Document Number	202100002749
Date	Feb 4, 2021
Instrument	2021-00002749

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,790 Land $12,721 Building $67,069	$239,370 Land $38,163 Building $201,207
2024	$4,662.00 (+8.37%)
2023	$4,302.00 (+0.05%)	$65,462 (+18.27%) Land $10,437 Building $55,025	$196,386 (+18.27%) Land $31,311 Building $165,075
2022	$4,300.00	$55,348 Land $9,429 Building $45,919	$166,044 Land $28,287 Building $137,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1649 Belclare Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1649 Belclare Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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