1648 Belclare Rd, Normal, IL 61761 Property Records

McLean County property record for 1648 Belclare Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,950 sqft · built 2007
Lot Size	0.152 acres (6,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Apr 2022)
Tax Bill	$8,015 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-22-231-005`

Property Details

APN / Parcel Number

Primary APN	`14-22-231-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
1st Floor Area	975 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,603 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	484 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1648 BELCLARE RD
City	NORMAL
State	IL
Zip	61761-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	KELLEY GLEN PUD 2ND ADD LT 86
Legal Subdivision	KELLEY GLEN PUD 2ND ADD
Legal Lot Number	86
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2012
Census Tract	109

Owner

Source: McLean County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1648 BELCLARE RD, NORMAL, IL 61761-4925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Apr 21, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	20227404
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 7, 2026
Property Address	1648 BELCLARE RD, NORMAL, IL 61761-4925
Document Number	202600004625
Instrument Date	Dec 30, 2025
Instrument	20264625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 BELCLARE RD, NORMAL, IL 61761-4925
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004625,
Date	Apr 7, 2026
Instrument	20264625

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 1, 2052

Interest

Rate	6.19%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 21, 2022
Property Address	1648 BELCLARE RD, NORMAL, IL 61761-4925
Document Number	202200007404
Map Reference	DOC 2007-00003572
Instrument Date	Apr 12, 2022
Instrument	2022-00007404
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1648 BELCLARE RD, NORMAL, IL 61761-4925

Mortgage

Document Number	202200007405
Date	Apr 21, 2022
Instrument	2022-00007405

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	202200007406
Date	Apr 21, 2022
Instrument	2022-00007406

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,296 (+21.89%) Land $19,943 Building $94,353	$342,888 (+21.89%) Land $59,829 Building $283,059
2024	$8,015.00 (+6.7%)
2023	$7,512.00 (-1.29%)	$93,772 (+10.69%) Land $16,362 Building $77,410	$281,316 (+10.69%) Land $49,086 Building $232,230
2022	$7,610.00	$84,716 Land $14,782 Building $69,934	$254,148 Land $44,346 Building $209,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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