1649 Ave Oceano, Oceanside, CA 92056 Property Records

San Diego County property record for 1649 Ave Oceano, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,096 sqft · built 1996
Lot Size	0.213 acres (9,260 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Oct 2003)
Tax Bill	$7,200 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-591-01-00`

Property Details

APN / Parcel Number

Primary APN	`161-591-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,096 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	9,260 sqft (0.213 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1649 AVENIDA OCEANO
City	OCEANSIDE
State	CA
Zip	92056-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 1 TR 011703
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	011703
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1649 AVENIDA OCEANO, OCEANSIDE, CA 92056-6927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2003 · Amount on Record
Deed Sale	Oct 17, 2003 · Amount on Record
Prior Sale	Dec 22, 1995 · Amount on Record
Deed Document Number	20031278779
Prior Transfer Date	Oct 9, 2003
Prior Transfer Doc	0001278778
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 AVENIDA OCEANO, OCEANSIDE, CA 92056-6927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335804
Date	Aug 15, 2018
Instrument	2018-0335804

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1649 AVENIDA OCEANO, OCEANSIDE, CA 92056-6927
Document Number	0000443366
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1649 AVENIDA OCEANO OCEANSIDE CA 920566927, OCEANSIDE, CA 92056-6927

Mortgage

Document Number	0000443366
Date	Aug 10, 2020
Instrument	443366

Lender

Name	GROVES CAP INC
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,572 (+2%) Land $362,541 Building $290,031
2025	$7,200.00 (+8.7%) Homeowner's exemption	$639,778 (+4.04%) Land $355,433 Building $284,345
2023	$6,624.00 (+0.27%) Homeowner's exemption	$614,936 Land $341,632 Building $273,304
2022	$6,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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