1641 Ave Oceano, Oceanside, CA 92056 Property Records

San Diego County property record for 1641 Ave Oceano, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1990
Lot Size	0.183 acres (7,959 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Jun 2001)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-591-51-00`

Property Details

APN / Parcel Number

Primary APN	`161-591-51-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,959 sqft (0.183 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1641 AVENIDA OCEANO
City	OCEANSIDE
State	CA
Zip	92056-6948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 2 TR 011794
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	011794
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1641 AVENIDA OCEANO, OCEANSIDE, CA 92056-6948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2001 · Amount on Record
Deed Sale	Jun 14, 2001 · Amount on Record
Prior Sale	Aug 30, 1989 · Amount on Record
Deed Document Number	2001400241
Last Transfer Date	Jul 29, 2010
Transfer Doc	0000391754
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1641 AVENIDA OCEANO, OCEANSIDE, CA 92056-6948
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 AVENIDA OCEANO, OCEANSIDE, CA 92056-6948

Mortgage

Document Number	0000323269
Date	Aug 10, 2022
Instrument	2022-0323269

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1641 AVENIDA OCEANO, OCEANSIDE, CA 92056-6948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025067
Date	Jan 18, 2017
Instrument	2017-0025067

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1641 AVENIDA OCEANO, OCEANSIDE, CA 92056-6948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1641 AVENIDA OCEANO, OCEANSIDE, CA 92056-6948

Mortgage

Document Number	0000600345
Date	Oct 6, 2020
Instrument	2020-0600345

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,995 (+2%) Land $184,425 Building $194,570
2025	$4,130.00 (+8.66%) Homeowner's exemption	$371,564 (+4.04%) Land $180,809 Building $190,755
2023	$3,801.00 (-0.13%) Homeowner's exemption	$357,138 Land $173,789 Building $183,349
2022	$3,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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