16485 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16485 E 97th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,075 sqft · built 2005
Lot Size	0.137 acres (5,979 sqft)
Owner	2 Individual Names on File
Last Sale	$207,500 (Mar 2014)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1723-17-4-19-006`

Property Details

APN / Parcel Number

Primary APN	`1723-17-4-19-006`
Alternative APNs	`0172317419006` `R0149398`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,075 sqft Living Area
Gross Area	2,515 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Concrete
Lot Area	5,979 sqft (0.137 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0149398
Street Address	16485 E 97TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 3 BLK:10 LOT:8
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	4
Legal Subdivision	FRONTERRA VILLAGE FILING NO 3
Legal Block	10
Legal Lot Number	8
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1037
Census Tract	8559

Owner

16485 E 97th Ave is owned and occupied by two individuals who bought it in March 2014.

Source: Adams County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2014 · Amount on File
Deed Sale	Mar 4, 2014 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Document Number	201413103
Prior Transfer Date	Jul 30, 2013
Prior Transfer Doc	0000070098
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Jun 30, 2026
Property Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213
Document Number	0000038299
Instrument Date	Jun 12, 2026
Instrument	202638299
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213

Mortgage

Document Number	0000038299,
Date	Jun 30, 2026
Instrument	202638299

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061160
Date	Jul 17, 2017
Instrument	2017000061160

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087598
Date	Oct 11, 2019
Instrument	2019000087598

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041419
Date	May 6, 2020
Instrument	2020000041419

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16485 E 97TH AVE, COMMERCE CITY, CO 80022-7213
Document Number	0000071296
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16485 E 97TH AVE COMMERCE CITY CO 800227139, COMMERCE CITY, CO 80022-7139

Mortgage

Document Number	0000071296
Date	Aug 16, 2017
Instrument	71296

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16485 E 97th Ave was $3,781.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00	$33,120 Land $7,480 Building $25,640	$487,000 Land $110,000 Building $377,000
2023	$5,606.00 (+4.26%)	$35,310 (+5.25%) Land $6,830 Building $28,480	$522,000 (+8.13%) Land $101,000 Building $421,000
2022	$5,377.00	$33,550 Land $14,040 Building $19,510	$482,771 Land $202,000 Building $280,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16485 E 97th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16485 E 97th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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