16444 E 97th Ave, Commerce City, CO 80022 Property Records

Adams County property record for 16444 E 97th Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,085 sqft · built 2010
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$356,000 (Nov 2017)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0149469`

Property Details

APN / Parcel Number

Primary APN	`R0149469`
Alternative APNs	`0172317420011` `172317420011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	1,153 sqft
2nd Floor Area	932 sqft
Basement Area	1,146 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0149469
Old Parcel Number	172317420011
Street Address	16444 E 97TH AVE
City	COMMERCE CITY
State	CO
Zip	80022-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:FRONTERRA VILLAGE FILING NO 3 BLK:11 LOT:3
Legal Range	66W
Legal Township	02S
Legal Section	17
Legal Quarter	SE
Legal Subdivision	FRONTERRA VILLAGE FILING NO 3
Legal Block	11
Legal Lot Number	3
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1036
Census Tract	8559

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANKS OF COLORADO
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL
Nov 20, 2017	Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Prior Sale	May 27, 2011 · Amount on File
Deed Document Number	2017000102552
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139

Mortgage

Document Number	0000114705
Date	Sep 28, 2021
Instrument	2021000114705

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139

Mortgage

Document Number	0000060343
Date	Jul 12, 2022
Instrument	2022000060343

Lender

Name	COMMUNITY BANKS OF COLORADO
Type	Bank
Address	80320

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114132
Date	Nov 4, 2020
Instrument	2020000114132

Lender

Name	RUTH RUHL
Type	Private Party

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 20, 2017
Property Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139
Document Number	0000102552
Instrument Date	Nov 7, 2017
Instrument	2017000102552
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16444 E 97TH AVE, COMMERCE CITY, CO 80022-7139

Mortgage

Document Number	0000102553
Date	Nov 20, 2017
Instrument	2017000102553

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,989.00 (-49.21%)	$32,190 (-13.16%) Land $6,880 Building $25,310	$515,000 (-6.02%) Land $110,000 Building $405,000
2023	$5,885.00 (+2.12%)	$37,070 (+3.09%) Land $6,830 Building $30,240	$548,000 (+5.93%) Land $101,000 Building $447,000
2022	$5,763.00	$35,960 Land $14,040 Building $21,920	$517,333 Land $202,000 Building $315,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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