1648 Windstone Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 1648 Windstone Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,456 sqft · built 1993
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (May 2023)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0049C081000`

Property Details

APN / Parcel Number

Primary APN	`0049C081000`
Alternative APNs	`0049C081` `22137`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,456 sqft Heated Area
1st Floor Area	1,114 sqft
2nd Floor Area	1,114 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 140 ft wide
Garage Area	398 sqft
Porch	Open Porch
Porch Area	442 sqft
Deck Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22137
Old Parcel Number	0049C081000
Street Address	1648 WINDSTONE DR
City	RINGGOLD
State	GA
Zip	30736-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 81 FOUNTAIN OAKS
Legal Subdivision	WINDSTONE FOUNTAIN OAKS
Legal Lot Number	81
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	0002276352
Deed Book / Page	2276 / 352
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 11, 2023
Property Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0022760352
Book / Page	2276 / 352
Instrument Date	May 11, 2023
Instrument	2023-000938
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4122

Mortgage

Document Number	0000003103
Date	May 11, 2023
Instrument	003103

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4122
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4122

Mortgage

Document Number	0022130000000531
Date	Apr 11, 2022
Book Page	0000002213/0000000531
Instrument	003046

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0020580517
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1648 WINDSTONE DR RINGGOLD GA 307364122, RINGGOLD, GA 30736-4122

Mortgage

Document Number	0020580517
Date	Jun 16, 2020
Book Page	002058/000517

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2040

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 15, 2018
Property Address	1648 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0019400557
Book / Page	001940 / 000557
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1648 WINDSTONE DR RINGGOLD GA 307364122, RINGGOLD, GA 30736-4122

Mortgage

Document Number	19400560
Date	Jun 15, 2018
Book Page	001940/000560

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,295.00 (+4.48%) Homeowner's exemption	$228,210 (+24.25%) Land $16,000 Building $212,210	$570,526 (+24.25%) Land $40,000 Building $530,526
2023	$4,111.00 (+23.64%)	$183,666 Land $16,000 Building $167,666	$459,166 Land $40,000 Building $419,166
2022	$3,325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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