1636 Windstone Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 1636 Windstone Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,127 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jan 2022)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0049C080000`

Property Details

APN / Parcel Number

Primary APN	`0049C080000`
Alternative APNs	`0049C080` `22136`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,127 sqft Heated Area
1st Floor Area	1,142 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	135 ft deep x 130 ft wide
Garage Area	805 sqft

Exterior Amenities

Pool Area	680 sqft
Porch	Slab
Porch Area	280 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22136
Street Address	1636 WINDSTONE DR
City	RINGGOLD
State	GA
Zip	30736-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 80 FOUNTAIN OAKS
Legal Subdivision	WINDSTONE FOUNTN OAK
Legal Lot Number	80
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3007
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE
Jan 5, 2021	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
May 30, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	2022126
Deed Book / Page	2197 / 525
Prior Transfer Date	May 29, 2008
Prior Transfer Doc	0014390643
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4137
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4137

Mortgage

Document Number	0023750000000333
Date	Mar 21, 2025
Book Page	0000002375/0000000333

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 19, 2022
Property Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0021970525
Book / Page	2197 / 525
Instrument Date	Jan 19, 2022
Instrument	2022-000126
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4122

Mortgage

Document Number	0021970000000529
Date	Jan 19, 2022
Book Page	0000002197/0000000529
Instrument	000553

Lender

Name	CMG MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0021050752
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 WINDSTONE DR RINGGOLD GA 307364122, RINGGOLD, GA 30736-4122

Mortgage

Document Number	0021050752
Date	Jan 11, 2021
Book Page	002105/000752

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0020120764
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1636 WINDSTONE DR RINGGOLD GA 307364122, RINGGOLD, GA 30736-4122

Mortgage

Document Number	0020120764
Date	Oct 7, 2019
Book Page	002012/000764
Instrument	6834

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 30, 2017
Property Address	1636 WINDSTONE DR, RINGGOLD, GA 30736-4122
Document Number	0018810309
Book / Page	001881 / 000309
Instrument Date	May 29, 2017
Instrument	3803
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1636 WINDSTONE DR RINGGOLD GA 307364122, RINGGOLD, GA 30736-4122

Mortgage

Document Number	18810311
Date	May 30, 2017
Book Page	001881/000311
Instrument	3804

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 (+9.57%)	$246,614 (+29.19%) Land $16,000 Building $230,614	$616,535 (+29.19%) Land $40,000 Building $576,535
2023	$4,273.00 (+21.63%)	$190,888 Land $16,000 Building $174,888	$477,220 Land $40,000 Building $437,220
2022	$3,513.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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