1648 Thurston Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1648 Thurston Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,081 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$206,900 (Oct 2005)
Deeds & Mortgages	Jun 2021 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010300276`

Property Details

APN / Parcel Number

Primary APN	`T010300276`
Alternative APN	`2-0042-8535-00-042B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,081 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,206 sqft
Basement Area	1,170 sqft
Finished Basement	875 sqft
Unfinished Basement	295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010300276
Street Address	1648 THURSTON CT
City	O FALLON
State	MO
Zip	63366-1151
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT HIGHGROVE #2 UNIT 42B
Legal Subdivision	VILLAS AT HIGHGROVE #2
Legal Lot Number	42B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3014
Census Tract	311801

Owner

1648 Thurston Ct, a condominium, is owned and occupied by two individuals who acquired it in June 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1648 THURSTON CT, O FALLON, MO 63366-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Beneficiary Deed, Transfer
Jul 1, 2020	Deed of Trust, Mortgage HOMETOWN EQUITY MORTGAGE HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2005 · Amount on File
Deed Sale	Oct 14, 2005 · Amount on File
Prior Sale	Sep 25, 2003 · Amount on File
Deed Document Number	2005989400
Deed Book / Page	4320 / 493
Last Transfer Date	Jun 30, 2021
Transfer Doc	0000055423
Record Updated	Oct 29, 2026

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2021
Property Address	1648 THURSTON CT, O FALLON, MO 63366-1151
Document Number	2021R055423
Map Reference	MB 37 PG 98
Instrument Date	Jun 30, 2021
Instrument	2021R-055423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1648 THURSTON CT, O FALLON, MO 63366-1151

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1648 THURSTON CT, O FALLON, MO 63366-1151
Document Number	0073402094
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1648 THURSTON CT O FALLON MO 633661151, O FALLON, MO 63366-1151

Mortgage

Document Number	0073402094
Date	Jul 8, 2020
Book Page	007340/002094
Instrument	475590

Lender

Name	HOMETOWN EQUITY MORTGAGE HOMETOWN EQUITY MORTGAGE
Type	Bank
Address	ST PETERS, MO 63376

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$49,130	$258,580 Building $258,580
2023	$45,879
2022		$241,466 Building $241,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1648 Thurston Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1648 Thurston Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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