1634 Thurston Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1634 Thurston Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,863 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$2,263 (2022)
Deeds & Mortgages	Feb 2024 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T060300439`

Property Details

APN / Parcel Number

Primary APN	`T060300439`
Alternative APN	`2-0042-9927-00-045A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
Gross Area	2,546 sqft
1st Floor Area	1,074 sqft
Basement Area	1,052 sqft
Finished Basement	789 sqft
Unfinished Basement	263 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	88 sqft

Location & Zoning

Account Number	T060300439
Street Address	1634 THURSTON CT
City	O FALLON
State	MO
Zip	63366-1151
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT HIGHGROVE #2 BDRY ADJ LT 44B & 45A LOT 45A
Legal Subdivision	VILLAS AT HIGHGROVE #2 BDRY ADJ LT 44B &
Legal Lot Number	45A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3014
Census Tract	311801

Owner

1634 Thurston Ct, a condominium, is owned and occupied by an individual who acquired it in February 2014.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1634 THURSTON CT, O FALLON, MO 63366-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Transfer on Death Deed, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2014
Deed Sale	Feb 13, 2014
Prior Sale	Jan 18, 2012 · Amount on File
Deed Document Number	201475930
Deed Book / Page	6153 / 654
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	0056380461
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 26, 2024
Property Address	1634 THURSTON CT, O FALLON, MO 63366-1151
Document Number	0000007125
Map Reference	MB 42 PG 294
Instrument Date	Feb 26, 2024
Instrument	2024R-007125
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1634 THURSTON CT, O FALLON, MO 63366-1151
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1634 THURSTON CT, O FALLON, MO 63366-1151

Mortgage

Document Number	0000026460
Date	Mar 26, 2021
Instrument	2021R-026460

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 29, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,712	$230,063 Building $230,063
2023		$39,153 (+23.93%)
2022	$2,263.00	$31,592	$206,066 (+23.93%) Building $206,066
2021			$166,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1634 Thurston Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1634 Thurston Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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