1648 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1648 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 2007
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jun 2022)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-315.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-315.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1648 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 12 LOT 315
Legal Subdivision	RIPPLE CREEK II
Legal Phase	12
Legal Lot Number	315
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1648 Raintree Ct is owned and occupied by an individual who acquired it in February 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
Feb 16, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 9, 2022	Warranty Deed, Transfer COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Jun 6, 2012 · Amount on File
Deed Document Number	202267
Deed Book / Page	170 / 108
Last Transfer Date	Feb 14, 2023
Transfer Doc	0005900079
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897

Mortgage

Document Number	0005900024
Date	Feb 20, 2024
Book Page	KCM 527/94
Instrument	24022005900024

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 16, 2023
Property Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0005900079
Book / Page	KC 213 / 781
Map Reference	SL 2064
Instrument Date	Feb 14, 2023
Instrument	23021605900079
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 9, 2022
Property Address	1648 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0005900067
Book / Page	170 / 108
Map Reference	SL 2064
Instrument Date	May 27, 2022
Instrument	22060905900067
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10562 ONESHIRE RIDGE DR, 10562, FLORENCE, KY 41042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1336 HIGHWAY AVE, COVINGTON, KY 41011-1086

Tax Assessment & Valuation

The 2025 property tax bill for 1648 Raintree Ct was $1,260.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,000 (-) Land $35,000 Building $48,000	$83,000 (-) Land $35,000 Building $48,000
2025	$1,260.00	$83,000 Land $35,000 Building $48,000	$83,000 Land $35,000 Building $48,000
2023	$1,244.00	$83,000 Land $35,000 Building $48,000	$83,000 Land $35,000 Building $48,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1648 Raintree Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1648 Raintree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Raintree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures