1640 Raintree Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1640 Raintree Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 988 sqft · built 2012
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$126,900 (Sep 2012)
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-313.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-313.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	988 sqft Finished Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1640 RAINTREE CT
City	ELSMERE
State	KY
Zip	41018-1897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 12 LOT 313
Legal Subdivision	RIPPLE CREEK II
Legal Phase	12
Legal Lot Number	313
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1640 RAINTREE CT, ELSMERE, KY 41018-1897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 14, 2026	Intrafamily Transfer, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2012 · Amount on Record
Deed Sale	Sep 10, 2012 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	201209 10 059 00310
Deed Book / Page	4946 / 308
Last Transfer Date	Jan 9, 2026
Transfer Doc	0000000798
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 2, 2026
Property Address	1640 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000011409
Book / Page	440 / 375
Instrument Date	May 19, 2026
Instrument	202611409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 RAINTREE CT, ELSMERE, KY 41018-1897
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011409,
Date	Jun 2, 2026
Book Page	440/375
Instrument	202611409

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jan 14, 2026
Property Address	1640 RAINTREE CT, ELSMERE, KY 41018-1897
Document Number	0000000798
Book / Page	385 / 36
Map Reference	SL 2064
Instrument Date	Jan 9, 2026
Instrument	26059000000798
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 FOX CHASE LNG, SOUTHGATE, KY 41071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 RAINTREE CT, ELSMERE, KY 41018-1897

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,900 (-) Land $30,000 Building $163,900	$193,900 (-) Land $30,000 Building $163,900
2025	$2,945.00 (+1.34%)	$193,900 (-) Land $30,000 Building $163,900	$193,900 (-) Land $30,000 Building $163,900
2023	$2,906.00	$193,900 Land $30,000 Building $163,900	$193,900 Land $30,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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