Ramsey County property record for 1648 Hillcrest Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,116 sqft · built 1936 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,500 (Aug 2026) |
| Tax Bill | $10,250 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-28-23-11-0105 |
| Primary APN | 16-28-23-11-0105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 125 ft deep x 58 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 410457 |
|---|---|
| Street Address | 1648 HILLCREST AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARDENBERGH HEIGHTS W 18 FT OF LOT 2 AND ALL OF LOT 3 BLK 7 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 16 |
| Legal Subdivision | HARDENBERGH HEIGHTS |
| Legal Block | 7 |
| Legal Lot Number | 2,3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 37500 |
Source: Ramsey County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Aug 19, 2026 | Re-recorded Document EDINA REALTY TITLE |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit WINGS FIN'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Aug 18, 2026 · Amount on Record |
| Deed Document Number | 20265117806 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0000368678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 18, 2026 |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Document Number | 0002821989 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262821989 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $250,853.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Document Number | 0002821989, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20262821989 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Date | Aug 18, 2026 |
|---|
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 19, 2026 |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Document Number | 0005117806 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20265117806 |
| Record Updated | Aug 27, 2026 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $250,853.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T02727085 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | T02727085 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T02727084 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | T02727084 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A04937519 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | A04937519 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Document Number | 0004788114 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1648 HILLCREST AVE ST PAUL MN 551162149, ST PAUL, MN 55116-2149 |
| Document Number | 0004788114 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 4788114 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1648 HILLCREST AVE, SAINT PAUL, MN 55116-2149 |
| Document Number | 0002589933 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1648 HILLCREST AVE ST PAUL MN 551162149, ST PAUL, MN 55116-2149 |
| Document Number | 0002589933 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 2589933 |
| Name | WINGS FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | APPLE VALLEY, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $656,200 (+3.91%) Land $165,600 Building $490,600 | $656,200 (+3.91%) Land $165,600 Building $490,600 | |
| 2025 | $10,250.00 (+35.26%) | $631,500 (+21.61%) Land $165,600 Building $465,900 | $631,500 (+21.61%) Land $165,600 Building $465,900 |
| 2023 | $7,578.00 | $519,300 Land $165,600 Building $353,700 | $519,300 Land $165,600 Building $353,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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