Ramsey County property record for 1635 Hillcrest Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,129 sqft · built 1950 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,282 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-28-23-11-0077 |
| Primary APN | 16-28-23-11-0077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 413418 |
|---|---|
| Street Address | 1635 HILLCREST AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARDENBERGH HEIGHTS W 1O FT OF LOT 16 AND ALL OF LOT 15 BLK 5 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 16 |
| Legal Subdivision | HARDENBERGH HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 16,15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 37500 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1635 HILLCREST AVE, SAINT PAUL, MN 55116-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage LEND SMART MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1635 HILLCREST AVE, SAINT PAUL, MN 55116-2148 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1635 HILLCREST AVE, SAINT PAUL, MN 55116-2148 |
| Document Number | 0A05007573 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | A05007573 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1635 HILLCREST AVE, SAINT PAUL, MN 55116-2148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | TITLESMART INC |
| Name | Verified Name |
|---|
| Document Number | 0T02726884 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | T02726884 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CRESCENT, IA 51526 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,000 (+17.39%) Land $133,100 Building $211,900 | $345,000 (+17.39%) Land $133,100 Building $211,900 | |
| 2025 | $5,282.00 (+10.64%) | ||
| 2023 | $4,774.00 Homeowner's exemption | $293,900 Land $147,900 Building $146,000 | $293,900 Land $147,900 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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