1648 Chestnut Ct, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1648 Chestnut Ct, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,716 sqft · built 1960
Lot Size0.946 acres (41,220 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Feb 2026)
Tax Bill$4,468 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Sep 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN041-10-01-005.00

Property Details

APN / Parcel Number

Primary APN041-10-01-005.00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,716 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area41,220 sqft (0.946 acres)
Lot Dimensions229 ft deep x 180 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1648 CHESTNUT CT
CityFT WRIGHT
StateKY
Zip41011-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAZELWOOD SEC 4 LOT 58 & PT LOT 57 180'X 229'
Legal SubdivisionHAZELWOOD
Legal Phase4
Legal Lot Number58,57
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 22, 2023Warranty Deed, Transfer · Conventional Mortgage
LIBERTY FCU
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
CINFED FCU
Dec 19, 2017Warranty Deed, Transfer · Conventional Mortgage
NBKC BK
Apr 14, 2017Loan Modification, Mortgage · Conventional Mortgage
PNC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleSep 22, 2023 · Amount on Record
Deed Document Number20263938
Deed Book / Page392 / 162
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 27, 2026
Property Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Document Number0000003938
Book / Page392 / 162
Map ReferencePL 747
Instrument DateFeb 23, 2026
Instrument26059000003938
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1128 CORAM ST, PARK HILLS, KY 41011-2056

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723

Mortgage

Document Number0000003939
DateFeb 27, 2026
Instrument26059000003939
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 22, 2023
Property Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Document Number0005900018
Book / PageKC 247 / 986
Map ReferencePL 747
Instrument DateSep 14, 2023
Instrument23092205900018
Transaction TypeTransfer
Record UpdatedOct 5, 2023
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3221 N 111TH ST, KANSAS CITY, KS 66109-3453

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723

Mortgage

Document Number0005900019
DateSep 22, 2023
Instrument23092205900019
Lender
NameLIBERTY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Document Number0000000393
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1648 CHESTNUT CT FORT WRIGHT KY 410112723, FORT WRIGHT, KY 41011-2723

Mortgage

Document Number0000000393
DateSep 23, 2020
Book Page00M101/000521
Instrument393
Lender
NameCINFED FCU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 22, 2030

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 19, 2017
Property Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Document Number0000000288
Book / Page0C6319 / 000070
Instrument DateDec 15, 2017
Instrument288
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$299.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1648 CHESTNUT CT FORT WRIGHT KY 410112723, FORT WRIGHT, KY 41011-2723

Mortgage

Document Number289
DateDec 19, 2017
Book Page0C6319/000073
Instrument289
Lender
NameNBKC BK
AddressKANSAS, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 18, 2032

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address1648 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Document Number0000000123
Book / Page0C6164 / 000125
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedJun 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1648 CHESTNUT CT FORT WRIGHT KY 410112723, FORT WRIGHT, KY 41011-2723

Mortgage

Document Number0000000123
DateMay 22, 2017
Book Page0C6164/000125
Instrument123
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMay 21, 2057
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,000 (-) Land $35,000 Building $465,000$500,000 (-) Land $35,000 Building $465,000
2025$4,468.00 (+59.34%) Disabled Person's exemption$500,000 (+61.55%) Land $35,000 Building $465,000$500,000 (+61.55%) Land $35,000 Building $465,000
2023$2,804.00 (-4.53%) Homeowner's exemption$309,500 (-) Land $35,000 Building $274,500$309,500 (-) Land $35,000 Building $274,500
2022$2,937.00 Homeowner's exemption$309,500 Land $35,000 Building $274,500$309,500 Land $35,000 Building $274,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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