1646 Chestnut Ct, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1646 Chestnut Ct, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,334 sqft · built 1961
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Apr 2015)
Tax Bill$2,370 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN041-10-01-004.00

Property Details

APN / Parcel Number

Primary APN041-10-01-004.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,334 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area11,979 sqft (0.275 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1646 CHESTNUT CT
CityFT WRIGHT
StateKY
Zip41011-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAZELWOOD SEC 4 E 75' LOT 57 & W 5' 56 0.275 ACS
Legal SubdivisionHAZELWOOD
Legal Phase4
Legal Lot Number56,57
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1646 CHESTNUT CT, FT WRIGHT, KY 41011-2723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 22, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2015 · Amount on Record
Deed SaleApr 23, 2015 · Amount on Record
Deed Document Number201504 23 059 00132
Deed Book / Page5636 / 301
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1646 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 CHESTNUT CT, FT WRIGHT, KY 41011-2723

Mortgage

Document Number0005900167
DateMar 17, 2021
Book Page185/149
Instrument21031705900167
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1646 CHESTNUT CT, FT WRIGHT, KY 41011-2723
Document Number0000000076
Instrument DateMar 22, 2019
Transaction TypeMortgage
Record UpdatedApr 17, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 CHESTNUT CT FORT WRIGHT KY 410112723, FORT WRIGHT, KY 41011-2723

Mortgage

Document Number0000000076
DateApr 8, 2019
Book Page0C6634/000198
Instrument76
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueApr 7, 2039

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,200 (-) Land $35,000 Building $204,200$239,200 (-) Land $35,000 Building $204,200
2025$2,370.00 (+23.7%)$239,200 (+33.04%) Land $35,000 Building $204,200$239,200 (+33.04%) Land $35,000 Building $204,200
2023$1,916.00$179,800 Land $35,000 Building $144,800$179,800 Land $35,000 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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