16478 M P Planche Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 16478 M P Planche Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 2010
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,000 (Dec 2003)
Tax Bill	$544 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
APN	`107-140-6122`

Property Details

APN / Parcel Number

Primary APN	`107-140-6122`
Alternative APN	`31539`

Interior

Building Area	1,315 sqft Living Area

Exterior

Year Built	Built 2010
Lot Area	25,700 sqft (0.589 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	107-140-6122
Street Address	16478 M P PLANCHE RD
City	COVINGTON
State	LA
Zip	70435-5538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 6 11 0.59 AC M/L
Legal Range	11
Legal Township	06
Legal Section	17
Legal Subdivision	M P PLANCHE RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	16478 M P PLANCHE RD, COVINGTON, LA 70435-5538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2003 · Amount on Record
Deed Sale	Dec 22, 2003 · Amount on Record
Deed Document Number	1408639
Record Updated	Jun 8, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	16478 M P PLANCHE RD, COVINGTON, LA 70435-5538
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	HOMESITE TITLE, HOMESTEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002046062
Date	Dec 6, 2016
Instrument	2046062

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$544.00 (-3.72%) Homeowner's exemption	$14,851 (-) Land $2,500 Building $12,351	$148,505 (-) Land $25,000 Building $123,505
2024	$565.00 (-30.33%) Homeowner's exemption	$14,851 (+6.09%) Land $2,500 Building $12,351	$148,505 (+6.08%) Land $25,000 Building $123,505
2023	$811.00 Homeowner's exemption	$13,999 (-) Land $2,500 Building $11,499	$139,990 (-) Land $25,000 Building $114,990
2022	$811.00 Homeowner's exemption	$13,999 Land $2,500 Building $11,499	$139,990 Land $25,000 Building $114,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-RIVER PARK private · serves 822 people · EPA ID LA1103198
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20